Friday, February 1, 2008

2008 = Unlucky

I have to be the most unlucky person right now. Everything is going to crap. First, my movers charge me an arm and leg to pack my place. I did have great luck driving across the country. However, I get to DC and immediately I have my lung partially collapse. I end up in the hospital for the first since I was 11.

And now after all the trouble with trying to get Bank of America the appropriate information to close on the condo last week, it fails a county inspection. Fine, not too bad as we'll just close this week. Well, my bank tells me at 5pm yesterday that the underwriter won't give us the loan. It's because the condo is brand new and they won't give loans until there are at least 25% or so occupied. I guess with all this mortgage scrutiny going on they are really restrictive. On top of all this we hear that this policy just went into effect 2 weeks or so ago.

I could just scream. Supposedly there are underwriters that will be able to issue loans but that means I have to start all over. This just bites because the Bank of America loan was going to kick ass in my favor because it was a no closing cost loan. I was saving 3,000 in closing costs by using them.

We are way past the date so my earnest money is basically gone if I don't somehow figure out how to close on the house. Wouldn't you know, it's 3,000 dollars the exact amount of savings I was going to get with Bank of America.

Overall, life just sucks right now. I'm in a big city where I know no one. I'm slow because of not being able to workout for so long. It's freezing cold here and today it's pouring rain and 30 degrees. Luckily my loner tendancies help me out. But man this year is just suck so far and we're only 1 month done. This doesn't bode well for the upcoming half-ironman and ironman.

I just hoping things turn around...

1 comment:

  1. will gladly trade you my in-laws for that...but I would totally be screwing you in the deal as the misery you encounter would increase by a factor of...oh, 5 million...

    ReplyDelete

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